ABC’s of Home Buying and Selling

2012 ABCs of Home Buying and Selling

Money Matters

Money Matters

Financially Fit - Mission Ready

The Personal Financial Management Program (PFMP) is provided as part of Marine Corps Community Services (MCCS) through the Personal Readiness and Community Support Branch of Marine & Family Services Division, with offices currently located in Building 302 and Building 40, room 105. The program promotes personal and family financial responsibility, through education and counseling designed to enhance unit readiness. Class room instructions are provided to units or groups upon request and conducted at times and locations designated by the unit.

To encourage individual participation, as well as spouse attendance, financial workshops are scheduled monthly at the Health Promotion Classroom, Building 302, from 1300-1630. Class titles and specific dates will be announced in the GLOBE, MCCS advertisements, or by calling the numbers listed below. Classes and individual counseling are open to all active duty, retired, and reserve personnel and their spouses, as well as DoD and NAF civilian personnel. For more information or to schedule unit/group training or an individual appointment, call the PFMP program manager at 451-2865 or email
at ellsrr@usmc-mccs.org or SummervilleL@usmc-mccs.org.

The following classes can be provided to your unit or group:

TAKING CONTROL OF YOUR FINANCES
Identify Individual Money Personality
Develop Realistic (Measurable) Financial Goals
Develop a Realistic Spending Plan (Budget)
Discuss Military Pay and Allowances
Develop Checking Account Management Skills
Identify Personal Financial Net Worth
Develop a Systematic Emergency Savings Plan
Discuss Credit & Debt Management Plan

Car Buying - Getting a Fair Deal
CAR BUYING - GETTING A FAIR DEAL
• Develop Knowledge & Skills Required in the Car Buying Process
• Identify the Multiple Costs in Vehicle Ownership
•Identify Reliable Sources of Information for Evaluating a Vehicle's Price
• Determine How Much Vehicle You Can Afford
• Discuss Negotiating Techniques
• Identify Your Rights as a Consumer
• Analyze Advertising Techniques and Sales Practices
• Determine Steps to Protect Yourself Against Fraud

PRE-SEPARATION & PRE-RETIREMENT FINANCIAL CONCERNS
Determine Individual & Family Life Insurance Needs
Explore Different Types of Life Insurance
Determine Individual & Family Health Insurance Needs
Explore Different Types of Health Insurance Programs
Determine the Need for Disability Insurance
Explore Types of Disability Insurance
Determine Future Financial Needs in Final Retirement
Explore Various Methods to Reach Your Financial Goals Before Final Retirement

INVESTMENT BASICS WORKSHOP
Establish Realistic Savings and Investment Goals
Determine Individual Risk Tolerance
Choose Investments Suited to Individual Risk Tolerance
Explore Investment Earnings & Terminology
Interpret Company Statements & Stock Market Reports
Identify Options for Beginning and Small Investors
Explore Research Tools Available for Beginning and Small Investors
Determine Individual Asset Allocation Method in Investment Planning
Explore TSP/401(k)/IRA Plans as a Tool for Retirement and Investment Planning
All PFM workshops are open to Active Duty, Retired, Reserve Force Members, Spouses, Family Members, APF & NAF Civilian Personnel and their Families. All workshops are free. The PFM instructor will provide all training material. To register for a workshop, or, to have a PFM instructor come to your unit or work site, call 451-2865.

FINANCIAL MANAGEMENT SERVICES
60-180 minutes. Financial awareness and education briefs cover such topics as Using Credit Wisely. How to Manage Debt, Common Financial Pitfalls of Military Families, Car Buying, Creating a Workable Budget, and Understanding Your Debt to Income Ratio. Information is available on Consumer Issues/Consumer Rights, Pre-Separation or Pre-Retirement Financial Planning, and Basic Investing. Short-term credit counseling by appointment.

COMMAND FINANCIAL SPECIALIST TRAINING COURSE
A 40-hour course designed to train SNCOs and Company Grade Officers on how to develop a Personal Financial Management (PFM) training program at the unit level. Topics to be covered include budgeting, cash flow management, establishing/managing credit, debt reduction, consumer rights, risk management (insurance), and more. Participants will receive financial software designed to assist them in their unit training and counseling needs.

PERSONAL FINANCIAL COUNSELING
Individual financial counseling is available by appointment only. A unit or individual can call one of the PFM Specialists directly to set up an appointment.

Financial Management

Military Saves logo

http://www.saveandinvest.org/

Personal Financial Management Program
Informational Brochure

Fight Back Against Identity Theft

Fight Back Against Identity Theft

Personal Financial Management Classes

Bldg. 302, Holcomb Blvd.
TO REGISTER PLEASE CALL 910-451-2865
Classes are free to all I.D. Cardholders.

Classes are held in Bldg 62 Central Recreation Center.

TAKING CONTROL OF YOUR FINANCES
1300 - 1630

Instructor: Roy Ells/Lewis Summerville 910-451-0174

5 & 26 Jan, 23 Feb, 1 & 29 Mar, 5  Apr, 3 & 24 May, 7 Jun, 5 & 26 Jul, 23 Aug, 6 & 27 Sep,  4 Oct, 8 Nov, 13 Dec

Class Description: 3.5 hours.
An interactive training session, which covers the basics of starting a personal financial plan. Participants focus on developing realistic and measurable personal financial goals. Maintaining a workable budget to include savings, understanding military pay, and managing your credit/checkbook are further explored.

CAR BUYING – GETTING A FAIR DEAL
1300 - 1630

Instructor: Roy Ells/Lewis Summerville 910-451-0174

9 Feb,  8 Mar, 12 Apr, 10 May, 14 Jun, 12 Jul, 9  Aug, 13 Sep, 11 Oct,  15 Nov, 27 Dec

Class Description: 3.5 hours.
An interactive training session designed to help individuals develop knowledge and skills necessary to achieve financial goals. Explore your legal rights as a consumer, analyze advertising techniques and sales practices, and discuss appropriate steps to protect yourself against SCAMS and FRAUD.

Investment Basics

INVESTMENT BASICS
1300 - 1630

Instructor: Roy Ells/Lewis Summerville 910-451-0174

16 Feb, 15 Mar, 26 Apr, 17 May, 21 Jun, 19 Jul, 16 Aug, 29 Nov, 20 Dec

Class Description: 3.5 hours.
An interactive workshop designed to help individuals understand the process involved in savings and investment planning. Participants will explore how to develop and maintain realistic savings and investment goals. TSP rules, regulations, and benefits will also be covered.

COMMAND FINANCIAL SPECIALIST
0800 - 1630 (5 days)

Instructor: Roy Ells/Lewis Summerville 910-451-0174

30 Jan - 3 Feb
16-20  Apr
30 Jul- 3 Aug
29 Oct -2 Nov

Class Description: 5 days.
This course is designed to train SNCO’s and Company Grade Officers on how to develop a Personal Financial Management (PFM) training program at the unit level. Topics to be covered include budgeting, cash flow management, establishing/managing credit, debt reduction, consumer rights, risk management (insurance) and more. Participants will receive financial software designed to assist them in their unit training and counseling needs.



MCCS, Camp Lejeune
Home | MCCS Weekly | MCCS Facility Maps | ICE Comments | Contact the Webmaster

 The contents found at the hyperlinks and external websites are the views of the authors and editors. They are not necessarily the official views of, or endorsed by,
the USMC and MCCS. The appearance of advertising on any external link does not constitute endorsement by the USMC or MCCS of the products or services advertised.