Related Links
www.tsp.gov
www.ftc.gov
www.consumer.gov
www.sec.gov
www.dod.mil/dfas/
www.bankrate.com
www.brill.com
www.consumerworld.org
Saving For College
www.ssa.gov
www.savingsbonds.gov
MSN Money Central
www.kiplinger.com
www.mfea.com
www.nada.com
www.aaii.com
www.morningstar.com
Financially Fit - Mission Ready
The Personal Financial Management Program (PFMP) is provided as part of Marine Corps Community Services (MCCS) through the Health Promotion Branch of Semper Fit Division, currently located in Building 302. The program promotes personal and family financial responsibility, through education, designed to enhance unit readiness. Periods of instruction are provided to units or groups upon request and can be conducted at times and locations designated by the unit.
To encourage individual participation, as well as spouse attendance, financial workshops are routinely scheduled to meet at the Semper Fit Classroom, Building 302, from 1300-1630. Class titles and specific dates will be announced in the GLOBE and through MCCS advertisements, or by calling the numbers listed below. Classes and individual counseling are open to all active duty, retired, and reserve personnel and their spouses, as well as DoD and NAF civilian personnel. For more information or to schedule unit/group training or an individual appointment, call the PFMP program manager at 451-2865 or email at ellsrr@usmc-mccs.org.
The following classes can be provided to your unit or group:
TAKING CONTROL OF YOUR FINANCES
Identify Individual Money Personality
Develop Realistic (Measurable) Financial Goals
Develop a Realistic Spending Plan (Budget)
Discuss Military Pay and Allowances
Develop Checking Account Management Skills
Identify Personal Financial Net Worth
Develop a Systematic Emergency Savings Plan
Discuss Credit & Debt Management Plan
CAR BUYING - GETTING A FAIR DEAL
Develop Knowledge & Skills Required in the Car Buying Process
Identify the Multiple Costs in Vehicle Ownership
Identify Reliable Sources of Information for Evaluating a Vehicle's Price
Determine How Much Vehicle You Can Afford
Discuss Negotiating Techniques
Identify Your Rights as a Consumer
Analyze Advertising Techniques and Sales Practices
Determine Steps to Protect Yourself Against Fraud
PRE-SEPARATION & PRE-RETIREMENT FINANCIAL CONCERNS
Determine Individual & Family Life Insurance Needs
Explore Different Types of Life Insurance
Determine Individual & Family Health Insurance Needs
Explore Different Types of Health Insurance Programs
Determine the Need for Disability Insurance
Explore Types of Disability Insurance
Determine Future Financial Needs in Final Retirement
Explore Various Methods to Reach Your Financial Goals Before Final Retirement
INVESTMENT BASICS WORKSHOP
Establish Realistic Savings and Investment Goals
Determine Individual Risk Tolerance
Choose Investments Suited to Individual Risk Tolerance
Explore Investment Earnings & Terminology
Interpret Company Statements & Stock Market Reports
Identify Options for Beginning and Small Investors
Explore Research Tools Available for Beginning and Small Investors
Determine Individual Asset Allocation Method in Investment Planning
Explore TSP/401(k)/IRA Plans as a Tool for Retirement and Investment Planning
All PFM workshops are open to Active Duty, Retired, Reserve Force Members, Spouses, Family Members, APF & NAF Civilian Personnel and their Families. All workshops are free. The PFM instructor will provide all training material. To register for a workshop, or, to have a PFM instructor come to your unit or work site, call 451-2865.
FINANCIAL MANAGEMENT SERVICES
60-180 minutes. Financial awareness and education briefs cover such topics as Using Credit Wisely. How to Manage Debt, Common Financial Pitfalls of Military Families, Car Buying, Creating a Workable Budget, and Understanding Your Debt to Income Ratio. Information is available on Consumer Issues/Consumer Rights, Pre-Separation or Pre-Retirement Financial Planning, and Basic Investing. Short-term credit counseling by appointment.
COMMAND FINANCIAL SPECIALIST TRAINING COURSE
A 40-hour course designed to train SNCOs and Company Grade Officers on how to develop a Personal Financial Management (PFM) training program at the unit level. Topics to be covered include budgeting, cash flow management, establishing/managing credit, debt reduction, consumer rights, risk management (insurance), and more. Participants will receive financial software designed to assist them in their unit training and counseling needs.
PERSONAL FINANCIAL COUNSELING
Individual financial counseling is available by appointment only. A unit or individual can call one of the PFM Specialists directly to set up an appointment.
Financial Management
Personal Financial Management Program informational brochure
Personal Financial Management Classes
Semper Fit Health Promotion • Bldg. 302, Holcomb Blvd.
TO REGISTER PLEASE CALL 910-451-2865
Classes are free to all I.D. Cardholders.
CAR BUYING – GETTING A FAIR DEAL • 1300 - 1630
Instructor: Roy Ells 910-451-0174
21 May • 11 Jun • 9 Jul • 17 Sep • 8 Oct • 12 Nov • 10 Dec
Class Description: 3.5 hours.
An interactive training session designed to help individuals develop knowledge and skills necessary to achieve financial goals. Explore your legal rights as a consumer, analyze advertising techniques and sales practices, and discuss appropriate steps to protect yourself against SCAMS and FRAUD.
COMMAND FINANCIAL SPECIALIST • 0800 - 1630 (5 days)
Instructor: Roy Ells 910-451-0174
21-25 Jul • 20-24 Oct
Class Description: 5 days.
This course is designed to train SNCO’s and Company Grade Officers on how to develop a Personal Financial Management (PFM) training program at the unit level. Topics to be covered include budgeting, cash flow management, establishing/managing credit, debt reduction, consumer rights, risk management (insurance) and more. Participants will receive financial software designed to assist them in their unit training and counseling needs.
INVESTMENT BASICS • 1300 - 1630
Instructor: Roy Ells 910-451-0174
28 May • 25 Jun • 16 Jul • 27 Aug • 24 Sep • 15 Oct • 26 Nov • 17 Dec
Class Description: 3.5 hours.
An interactive workshop designed to help individuals understand the process involved in savings and investment planning. Participants will explore how to develop and maintain realistic savings and investment goals. TSP rules, regulations, and benefits will also be covered.
TAKING CONTROL OF YOUR FINANCES • 1300 - 1630
Instructor: Roy Ells 910-451-0174
7 May • 4 Jun • 2 Jul • 6 Aug • 10 Sep • 1 Oct • 5 Nov • 3 Dec
Class Description: 3.5 hours.
An interactive training session, which covers the basics of starting a personal financial plan. Participants focus on developing realistic and measurable personal financial goals. Maintaining a workable budget to include savings, understanding military pay, and managing your credit/checkbook are further explored.
