2008 MONTHLY MEDICAL & DENTAL PREMIUM RATES
FULL COST OF COVERAGE (INCLUDES EMPLOYER'S SHARE) 

PLAN NAME                              ___       EMPLOYEE               FAMILY 
MEDICAL
Aetna U.S. Health Care                             392.77                  913.81 

DENTAL
Aetna U.S. Health Care                               25.63                    60.58
Aetna Stand Alone Dental                           28.49                    67.38

Aetna Stand Alone Dental cost is borne solely by participants, there is no employer share

2008 BI-WEEKLY MEDICAL PREMIUM RATES
EMPLOYEES SHARE ONLY (EMPLOYEE PAYS 30%, EMPLOYER PAYS 70%)
                                                                                      
PLAN NAME                               ___    EMPLOYEE                FAMILY
MEDICAL
Aetna U.S. Health Care                              54.38                    126.53

DENTAL
Aetna U.S. Health Care                                3.55                       8.39  
Aetna Stand Alone Dental                          13.15                      31.10

Aetna Stand Alone Dental cost is borne solely by participants, there is no employer share

 2008 MONTHLY TEMPORARY MEDICAL CONTINUATION PREMIUM RATES AT 102%*
(TOTAL COST TO CONTINUE MONTHLY INSURANCE)
                                                 
PLAN NAME                       _                 EMPLOYEE                 FAMILY
MEDICAL
Aetna U.S. Health Care                            400.63                     932.09   

*These Rates apply to eligible retirees and employees who elect 18 Month Continuation and include a 2 percent administrative fee.

NOTE: Dental coverage does not continue after termination of employment.  The 18 Month Continuation provisions apply only to medical coverage.

2008 MONTHLY MEDICAL PREMIUM RATES FOR RETIREES
                                                  
PLAN NAME                                       EMPLOYEE                  FAMILY
MEDICAL
Aetna U.S. Health Care                            117.83                     274.14  

DENTAL
Aetna U.S. Health Care                               7.69                        18.17

These Rates apply to eligible retirees.  Retiree split is the same percent as employee (70/30).

The requirement to have 15 cumulative years of enrollment applies to both medical and dental.  However, because the dental plan will not have 15 years until April 2000, current retirees must have been enrolled since first date of eligibility when actively employed.  
     ***** Stand Alone Dental is not eligible for continuation into retirement *****